Banque Stellantis France, the financial institution of Stellantis brands

These offers are accompanied by a full range of insurance and services enabling customers to benefit from a global and consistent offer at the dealerships. The Banque Stellantis France Group also supports the distribution networks of the brands, the financing of their inventories of vehicles (new and used) and spare parts, as well as other financing such as that of the working capital requirement.

Since February 2, 2015, Banque Stellantis France (previously PSA Banque France until april 2023) is the french joint venture of two shareholders, major players in their respective industries: Stellantis (former PSA Group), through its subsidiary Stellantis Financial Services Europe (previously Banque PSA Finance (BPF)), and Santander, through Openbank (formerly Santander Consumer Finance (SCF)). Each shareholder holds 50% of Banque Stellantis France.

Banque Stellantis France holds 100% of CREDIPAR, which itself holds 100% of CLV. All financing activities are thus carried out by Banque Stellantis France and its subsidiaries CREDIPAR and CLV. Financing solutions for end-users are offered under the commercial names of Stellantis Finance & Services (financing offers for individuals and professionals, except long-term lease offers for professionals).

Individual customer financing

The Banque Stellantis France Group finances the purchase and lease of new and used vehicles by individuals and corporate customers through the dealer networks of the brands of the Stellantis Group. Our financing solutions include loans as well as lease agreements with or without a purchase option.
The majority of financing is for new vehicles. Financing solutions are also available for the purchase of used vehicles of all brands.

Distribution network financing

The Banque Stellantis France Group provides financing solutions for inventories of new vehicles, demo vehicles, used vehicles and spare parts for all Stellantis brands. In addition to this main activity, other types of financing are also offered to dealers of these brands to meet their operating requirements (working capital, conventional current accounts,...) or investment needs.
Lines of credit may also be granted to dealers to finance the purchase of vehicles as part of buy-back commitments or the return of leased vehicles and balloon credits.
A regular, and at least annual, solvency review and overall assessment of the dealerships' financial position is conducted by Banque Stellantis France in order to adjust financing limits where necessary.

Insurance and services

For many years, Banque Stellantis France has been providing, with or without the financing offer, a comprehensive range of insurance products and services related to either the person or the vehicle.
"All-inclusive" offers are proposed for new vehicles, and for used vehicles products include financing and a warranty extension or a maintenance contract.
The global approach around the sale of the vehicle, its financing and the proposal of complementary services during a single contact at the point of sale of the vehicle contributes greatly to the satisfaction and the loyalty of the customers.

Consumer savings

DISTINGO Bank's consumer savings business enables Banque Stellantis France to be present in the online savings market while diversifying its sources of refinancing. DISTINGO Bank savings accounts and fixed-rate deposit accounts are only available to retail investors who are tax residents in France.